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Friday, 25 August 2017

The 4 Rules You Must Follow To Make Sure You Always Have Enough Money

Money is important

We’re always thinking about it, working for it, spending it, yet it never seems to be enough. Money management is an important skill, and it will save you a lot of stress. Being broke is not fun at all, so we’re sharing some tips that will help you manage your funds better. You’re welcome!

1. Use the 50/20/30 rule

This rule is for those with a steady income. For example, salary earners. Spend 50% of your salary on the things you really need e.g food, 30% on necessary, but less important things such as internet and save 20%.

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2. The simple method

Divide your money into two parts. Use one part for your permanent expenses such as rent, and the other part for entertainment purchases such as movie tickets.

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3.  The basic budget method

This is for those who don’t really have a steady income and those who want to save. Work out the amount you need for the things that are absolutely necessary, then save the rest.

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4.  The weekly allowance method

This is great for those who always finish their money before the end of the month. Decide how much you want to spend, and how much you want to save. Divide the amount you want to spend into 4 parts. That’s your allowance for each week.


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